Terms & Conditions

Overview

These Terms & Conditions apply to ghazalamumtaz.com, operated by Ghazala Mumtaz ("we," "us," or "our"). By accessing or using this website, you confirm that you have read, understood, and agree to be bound by these terms.

These terms apply to all visitors, users, and anyone else who accesses the website. If you do not agree with any part of these terms, please do not use this site.

Acceptable Use

You may use this website for lawful purposes only. You must not:

• —Use the website in any way that violates applicable local, national, or international laws or regulations
• —Attempt to gain unauthorised access to any part of this website or its related systems
• —Transmit any unsolicited commercial communications or spam
• —Use automated tools to scrape, crawl, or extract content from this website without prior written permission
• —Reproduce, duplicate, or redistribute any content from this website for commercial purposes without consent
• —Upload or transmit viruses, malware, or any other harmful code

We reserve the right to restrict access to this website at any time for any reason, without notice.

Intellectual Property

All content on this website — including but not limited to text, images, videos, graphics, logos, case studies, portfolio work, and overall design — is the exclusive property of Ghazala Mumtaz and is protected under applicable copyright, trademark, and intellectual property laws.

You may not copy, reproduce, modify, distribute, display, or commercially exploit any content from this website without prior written consent from Ghazala Mumtaz.

Personal, non-commercial use — such as sharing a link to this website or citing content with full attribution — is permitted provided no content is altered and ownership is clearly credited.

Third-Party Links

This website may contain links to external websites, social media platforms, or third-party services. These links are provided for your convenience only.

We have no control over the content, availability, or privacy practices of those external sites, and we accept no responsibility or liability for them. Following a third-party link means you leave our website and are subject to the terms and policies of that external site.

Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis, without warranties of any kind — express, implied, or statutory.

We make no guarantees regarding:

• —The accuracy, completeness, or reliability of any content on this site
• —Uninterrupted or error-free availability of the website
• —The absence of viruses or other harmful components
• —Specific results from using information found on this website

Your use of this website is entirely at your own risk.

Limitation of Liability

To the fullest extent permitted by applicable law, Ghazala Mumtaz shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• —Your use of, or inability to use, this website
• —Any errors or omissions in website content
• —Any interruption or cessation of the website
• —Any unauthorised access to or alteration of your data

This limitation applies even if Ghazala Mumtaz has been advised of the possibility of such damages.

Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the United States of America and the state of Delaware, without regard to conflict of law principles.

Any disputes relating to these terms or the use of this website shall be subject to the exclusive jurisdiction of the courts of Delaware, or settled through binding arbitration where applicable.

Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Changes will take effect immediately upon posting to this page, indicated by the updated "Last Updated" date at the top.

Continued use of this website after any changes constitutes your acceptance of the revised terms. We encourage you to review this page periodically.

Contact Us

If you have any questions about these Terms & Conditions, please contact: